Wikipedia explains:
The Health Insurance Portability and Accountability Act of 1996 (HIPAA; Pub.L. 104–191, 110 Stat. 1936, enacted August 21, 1996) was enacted by the United States Congress and signed by President Bill Clinton in 1996. It has been known as the Kennedy–Kassebaum Act or Kassebaum-Kennedy Act after two of its leading sponsors.[1][2] Title I of HIPAA protects health insurance coverage for workers and their families when they change or lose their jobs. Title II of HIPAA, known as the Administrative Simplification (AS) provisions, requires the establishment of national standards for electronic health care transactions and national identifiers for providers, health insurance plans, and employers.[3]
And the US Department of Health and Human Services
Health Information Privacy
The Office for Civil Rights enforces the HIPAA Privacy Rule, which protects the privacy of individually identifiable health information; the HIPAA Security Rule, which sets national standards for the security of electronic protected health information; the HIPAA Breach Notification Rule, which requires covered entities and business associates to provide notification following a breach of unsecured protected health information; and the confidentiality provisions of the Patient Safety Rule, which protect identifiable information being used to analyze patient safety events and improve patient safety.
A self funded plan using any one of three effective
UR providers just causing you expenses
Critique may easily avoid
"What if I'm not even with one of the the highest rated three? What does it do and why do I pay for it anyway?"
Knowing the dynamics of health plans is a big job. Naturally that's why you use professionals as you do. As a professional, I can honestly say, I don't know all the options which may save you money. I may confidently say the group of firms we make available today are why we are Benefit Advantages. It's the difference between crayons and microchips. We've been very successful introducing Critiques concepts to Brokers and agents who are busy enough managing HIPAA and clients employee services, right? Let each service be, well, effective. Because, you'd like to save more money wouldn't you?
Sample of savings through Critique provided by:
Alternative Funding & Design
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